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Financial Services
Representing banks, lenders, mortgage brokers, loan servicers and other
financial institutions has long been a part of Morris Laing's practice.
In addition to day-to-day operations issues, our attorneys regularly give
advice on commercial and residential lending, workouts of troubled loans
and collection of defaulted loans, including retrieving loan security from
bankruptcy proceedings. We have also handled numerous bank sales, mergers,
and acquisitions as well as assisting financial services clients with the
formation of holding companies and obtaining required regulatory approvals.
Our attorneys also have in-depth knowledge and experience in complex mortgage
loan trusts, and routinely advise clients concerning their rights and
obligations under the Pooling and Servicing Agreements for these trusts.
Morris Laing attorneys also practice in complex civil lending litigation
with particular emphasis in the areas of consumer and mortgage finance law.
We have extensive experience in bank and mortgage company licensing and
regulatory compliance, including compliance with and litigation concerning
the Truth in Lending Act (TILA), Real Estate Settlement and Procedures Act
(RESPA), Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act
(FDCPA), Fair Housing Act (FHA), and other related consumer finance and lending
discrimination statutes at the state and federal level.
Morris Laing financial services clients range from local banks to regional
and national institutions, mortgage and other lenders, mortgage brokers and
mortgage servicers. Whatever the needs of a lender, bank, servicer or other
financial institution, Morris Laing has the experienced attorneys to provide
knowledgeable representation.
